Business Savings Solutions

Savings products designed to help your business capital grow. For more information about Ponce De Leon Federal Bank Business Savings Solutions please contact us or visit any of our branch locations.

Money Market Savings

This savings account product offers the security of a regular savings account and the benefit of higher interest rates.

  • Up to six checks per month drawn on this account.
  • Easy to use day or night online access to account balances and activity plus same-day transfers to or from your eligible accounts.
  • Put excess operating cash to work for your business until needed.
  • More ways to access your cash when needed – make a withdrawal at a branch or ATM, make an online transfer or write a check.
  • No monthly account maintenance fee if you maintain a minimum average daily balance of $2,500.
  • Minimum amount to open account: $100

Certificates of Deposit

Flexible and safe! This account allows you to maximize the earning power of your savings with a competitive interest rate.

  • Available in terms from 1 month to 60 months.
  • 1 - 6 months open with a minimum of $500. 12-60 months open with a minimum of $1,000.
  • Additional deposits not allowed during the term of the CD.
  • Maturity notices and automatic renewals with a 7 day grace period after the date of maturity.
  • Interest check or transfer options available.

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