Welcome to Ponce U!

Our free online courses will help you gain the knowledge and skills you need to make better financial decisions.

Courses on Ponce U

Banking 101

Financial Foundations

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Checking Accounts

Learn about the features, benefits, and functions of checking accounts.

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Preventing Overdraft Fees

Learn why overdraft fees occur and how to avoid them.

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Mobile and Online Banking

Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.

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Banking 201

Building Financial Capability

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Taxes: The Basics

Understand why managing your taxes is so important.

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Identity Protection

Learn how to protect your identity and the steps to take if your personal information is stolen.

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Creating A Budget

Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.

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Banking 301

Saving for and Investing in Your Future

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Paying for College

Discover different ways to save and pay for college.

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Building Emergency Savings

Learn about how to set aside money for emergency expenses so that you are prepared for the unexpected.

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Savings Accounts

Learn how to save money and the options available to help you meet your savings goals.

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Banking 302

Preparing for Retirement

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Starting Your Retirement Savings

Explore retirement savings options to help you set aside money for your future financial security.

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401(k) Plans

Learn how to use a 401(k) plan to help you save for future income while getting tax benefits.

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Individual Retirement Accounts (IRAs)

Learn about the features, benefits, and different types of IRAs as tools for retirement savings.

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Banking 401

Owning a Home

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Considering Homeownership

Explore how to calculate costs and other factors to consider before buying a home.

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Buying a Home

Learn the process, resources, and strategies to help you buy a home while sticking to a budget.

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Mortgages

Learn how to work with a lender you trust and find a mortgage that fits your needs and budget.

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Banking 501

Small Business Essentials

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Developing a Business Plan

Learn about the components of a business plan and how to create one that communicates your business’ financial future and health.

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Small Business Banking Services

Learn about the services financial institutions provide to support small businesses.

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Financial Wellbeing for Entrepreneurs

Learn more about the basics of entrepreneurship.

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