Free Checking

This is a basic demand deposit account with unlimited checks and no fees nor interest.

• Open account with a minimum of $100
• No minimum balance
• No fees
• Unlimited check writing
• Overdraft cash reserve available

N.O.W. Account (Negotiable Order of Withdrawal)

This account pays interest when the minimum balance is maintained.

• Open account with a minimum of $1,000
• No monthly maintenance fee with $1,000 minimum daily balance
• Overdraft Cash Reserve available

Safe-T-Checking Account

This is a combined savings and checking account. Funds are transferred from the savings account to cover checks when the funds are not available in the checking account.

• Combined balance of $1,000 or more earn interest
• $10 Monthly fee (when balance falls below $1,000)