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Free Checking

This is a basic demand deposit account with unlimited checks and no fees nor interest.

  • Open account with a minimum of $100
  • No minimum balance
  • No fees
  • Unlimited check writing
  • Overdraft Cash Reserve available

N.O.W. Account (Negotiable Order of Withdrawal)

This account pays interest when the minimum balance is maintained.

  • Open account with a minimum of $1,000
  • No monthly maintenance fee with $1,000 minimum daily balance
  • Overdraft Cash Reserve available

Safe-T-Checking Account

This is a combined savings and checking account. Funds are transferred from the savings account to cover checks when the funds are not available in the checking account.

  • Combined balance of $1,000 or more earn interest
  • $10 Monthly fee (when balance falls below $1,000)


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