Free Checking
This is a basic demand deposit account with unlimited checks and no fees nor interest.
- Open account with a minimum of $100
- No minimum balance
- No fees
- Unlimited check writing
- Overdraft cash reserve available
N.O.W. Account (Negotiable Order of Withdrawal)
This account pays interest when the minimum balance is maintained.
- Open account with a minimum of $1,000
- No monthly maintenance fee with $1,000 minimum daily balance
- Overdraft Cash Reserve available
Safe-T-Checking Account
This is a combined savings and checking account. Funds are transferred from the savings account to cover checks when the funds are not available in the checking account.
- Combined balance of $1,000 or more earn interest
- $10 Monthly fee (when balance falls below $1,000)
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