Open a checking account and own your personal finances
Free Checking
Do you want to earn higher interest on your deposits?
Direct
Interest Checking¹
50+ Premium
Interest Checking¹
PremiumInterest Checking¹
Charge
These services are included free with every new personal checking account
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Debit Card with CardValet®
Online Banking with Real-Time Alerts
eStatements with online check images
Bill Pay
Thinking of buying a home? Are you planning to purchase something special?
Personal loans and residential mortgages at Ponce Bank offer varieties of options to fund your needs.
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You know your money matters. Ponce makes it matter more.
You know your money matters. And Ponce makes it matter more.
Learn MoreInvest in your community not climate crisis
Support a minority-led, minority-founded bank
Bank with purpose
Are you ready to take the reins
and secure your financial future?
Gain the knowledge and confidence to navigate the exciting yet complex journey of purchasing your first home.
A comprehensive program designed by Ponce Bank to assist small business owners and aspiring entrepreneurs looking to start their businesses.
A valuable resource that assists local nonprofits in developing skills, maximizing impact, and growing capacity.
1 Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See consumer schedule of fees for details. Fees may reduce earnings.
2 APY-Annual Percentage Yield. Rate may change after the account is opened.
3 Premium Interest Checking APYs:
- Premium Interest Checking (0 to less than $1,500):0.05%
- Premium Interest Checking ($1,500 to less than $50,000):0.08%
- Premium Interest Checking ($50,000 and greater):0.10%
4Data pulled from Mighty Deposits as of 4/14/2023 "Your $100 deposit in PONCE BANK creates $80 of community financing versus the NATIONAL BANK INDUSTRY AVERAGE of $37": https://mightydeposits.com/ponce-bank