Open a checking account and own your personal finances
Do you want to earn higher interest on your deposits?
You know your money matters. Ponce makes it matter more.
You know your money matters. And Ponce makes it matter more.Learn More
Invest in your community not climate crisis
Support a minority-led, minority-founded bank
Bank with purpose
1 Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See consumer schedule of fees for details. Fees may reduce earnings.
2 APY-Annual Percentage Yield. Rate may change after the account is opened.
3 Premium Interest Checking APYs:
- Premium Interest Checking (0 to less than $1,500):0.05%
- Premium Interest Checking ($1,500 to less than $50,000):0.08%
- Premium Interest Checking ($50,000 and greater):0.10%
4Data pulled from Mighty Deposits as of 4/14/2023 "Your $100 deposit in PONCE BANK creates $80 of community financing versus the NATIONAL BANK INDUSTRY AVERAGE of $37": https://mightydeposits.com/ponce-bank