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Rates

Effective as of January 28, 2019

Certificate of Deposit
TermInterest Rate (%)*APY (%)
One (1) and Two (2) months 0.20 0.20
Three (3) months 0.25 0.25
Six (6) months 0.30 0.30
Twelve (12) months 1.00 1.01
Twenty-four (24) months 1.09 1.10
Thirty (30) months 1.19 1.20
Thirty-six (36) months 1.24 1.25
Forty-eight (48) months 1.49 1.50
Sixty (60) months 1.83 1.85

*APY-Annual Percentage Yield
A penalty may be imposed for withdrawals before maturity.
Interest Rates may change without notice.
Please contact us at (718) 931-9000 for current Interest rates and other products.
For additional important information, please click on the Savings Solutions or Business Savings Solutions

Individual Retirement Accounts (IRA)
TermInterest Rate (%)*APY (%)
One (01) and Two (2) months 0.30 0.30
Three (03) months 0.35 0.35
Six (06) Months 0.40 0.40
Twelve (12) months 1.00 1.01
Eighteen (18) months 1.05 1.06
Twenty four (24) months 1.19 1.20
Thirty six (36) months 1.34 1.35
Forty eight (48) months 1.59 1.60
Sixty (60) months 2.09 2.11

 *APY-Annual Percentage Yield
A penalty may be imposed for withdrawals before maturity.
Interest Rates may change without notice.
Please contact us at (718) 931-9000 for current Interest rates and other products.
For additional important information, please click on the Retirement Solutions 

Other Accounts
ProductInterest Rate (%)*APY (%)
Ponce Savings 0.10 0.10
Money Market (0 to less than $1,500) 0.50 0.50
Money Market ($1,500 to $50,000) 0.75 0.75
Money Market (greater than $50,000) 1.00 1.00
50+ Interest Checking 0.07 0.07
Direct Interest Checking 0.07 0.07
Premium Interest Checking (0 to less than $1,500) 0.07 0.07
Premium Interest Checking ($1,500 to $50,000) 0.10 0.10
Premium Interest Checking (greater than $50,000) 0.12 0.12
Business Interest Checking 0.07 0.07

*APY-Annual Percentage Yield
Rate may change after the account is opened.
Fees may reduce the earnings on the account.
Please contact us at (718) 931-9000 for current Interest rates and other products.
For additional important information, please click on the Savings Solutions or Checking Solutions  or Business Checking Solutions

 

 

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