Personal Passbook or Statement Savings

 This type of accounts offers a safe and secure way for customers to save money.

• Balances of $500 or more earn interest from day-of-deposit to day-of-withdrawal
• Interest accrues daily and is credited quarterly
• Open with as little as $100
• ATM access available for Statement Savings accounts
• Also available to Corporate, Partnership, Non-Profit, Trusts and Estates entities

Uniform Transfer to Minors Act (UTMA)

This account allows a parent or guardian to set up a savings account or certificate of deposit in a minor's name for the benefit of the minor. The parent or legal guardian is the custodian of the account until the minor reaches the age of consent. Individuals other than the parents or guardians may contribute funds into the account.

• No monthly fees
• Opens with as little as $100
• Balances of $500 or more earn interest
• Interest accrues daily and is credited quarterly

Holiday and Vacation Clubs Accounts

These types of accounts offer a convenient way to save for a vacation, for the holidays or for both.

• No monthly fees
• Minimum balance to open and earn interest: $5
• Interest accrues daily and is credited to account at maturity
• Withdrawal limitations apply 

Electronic Transfer Account (ETA)

This is a special savings account established by contract with the United States Treasury for recipients of Federal benefit, wage, salary or retirement funds.

• Opens with as little as $1
• Monthly service charge of $3
• Transaction limitations apply

Young Explorer Passbook or Statement Account

This is a special savings account for minors between 6 and 17 years of age.

• Open account with a minimum of $1
• No fee account
• Earn interest on funds deposited
• ATM access available for statement accounts (16-17yr olds with parental consent)

Money Market Statement Savings Account

This is a savings account that offers the security of a regular savings account with the benefit of a higher interest rate.

• Open account with a minimum of $500
• Balances of $1,000 or more earn interest
• Tiered account; interest varies with account balance
• Interest accrues daily and is credited quarterly
• ATM access available

Super Savers High Interest

The Super Savers is a good middle course between savings accounts and Certificates of Deposit. This account gives customers a higher interest rate without being locked in a long-term investment.

• Minimum balance to open and earn annual percentage yield: $500
• Balances of $10,000 or more earn a higher rate
• Interest accrues daily and is credited quarterly
• ATM access available

Certificates of Deposit

Flexible and safe! This account allows you to maximize the earning power of your savings with a competitive interest rate.

• Available in terms from 1 month to 60 months
• 1-6 months open with a minimum of $500.  12-60 months open with a minimum of $1,000
• Additional deposits not allowed during the term of the CD
• Maturity notices and automatic renewals with a 7 day grace period after the date of maturity
• Interest check or transfer options available