No Monthly Fees and
No Minimum Balance Fees

A checking account that puts you first. Open your account with only $50 opening Deposit.¹
  • Minority-Friendly Bank
  • 35,000+ Free ATMs
  • Bank With Purpose

Simply Free Checking¹

$0

No minimum balance fee

$0

No monthly service charge

 
$50

Minimum opening deposit

FREE Online and Mobile Banking

No Interest

Free Debit Card

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You work hard for your money

Checking accounts at Ponce Bank can let your money work hard for you

Come sit down with us and learn about which checking account solution at Ponce Bank can work for you.

Get Started

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Invest in your community not climate crisis

Don’t let your money fund Fossil Fuel Developments.
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Support a minority-led, minority-founded bank

We’re committed to bringing banking service to people that most large banks ignore.
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Bank with purpose

Around $0.80 of every dollar you deposit with Ponce bank creates community financing.
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Get in touch

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Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is
power and we're always willing to share ours.

Products, Services, Terms and Conditions subject to change without prior notice.

1 Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See consumer schedule of fees for details.