Say hello to Simply Free Checking
Say goodbye to monthly service charges. Open a Ponce Bank Account today and be a part of how a community works.¹
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We invest in local folks. We invest in your neighborhoods.
Small Business Loans.
Prosper doesn’t require financial statements for you to apply. Get an offer fast, and get funded in 24hrs once approved.²
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Hey change makers!
Bank with purpose with our Nonprofit Business Checking Account.³
Manage payroll, put donations to work, and pay everyday bills with our tailored Checking Account – the perfect partner for all your charitable endeavors.
Learn More
We invest in local folks. We invest in your neighborhoods.
Small Business Loans.
Prosper doesn’t require financial statements for you to apply. Get a decision fast, and get funded in 24hrs once approved.²
Learn MoreHey change makers!
Bank with purpose with our Nonprofit Business Checking Account.³
Manage payroll, put donations to work, and pay everyday bills with our tailored Checking Account – the perfect partner for all your charitable endeavors.
Learn MoreYou Know Your Money Matters.
When you bank with a local CDFI bank, your money gets invested in local business, local housing and local services.
Bank with a top Latin-led bank on the East Coast
Immigrant Run and Immigrants Welcome!
Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!
Why Ponce Bank
Bank like you love New York! When you bank with Ponce, your deposits help us invest in your neighbourhoods.
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Support a minority-led, immigrant-friendly bank
Bank with Purpose
Invest in your community not climate crisis
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Get Money Smart!
1 Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See consumer schedule of fees for details. Fees may reduce earnings. Information is subject to change with no prior notice.
2 All loans are subject to credit approval. Not all applicants will qualify. Information is subject to change with no prior notice. While multilingual representatives or loan officers are available, all loan disclosures and documents will be in English.
3 No minimum balance to open the account. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See business schedule of fees for details. Information is subject to change with no prior notice.
4 Data pulled from Mighty Deposits as of 4/14/2023 "Your $100 deposit in PONCE BANK creates $80 of community financing versus the NATIONAL BANK INDUSTRY AVERAGE of $37": https://mightydeposits.com/ponce-bank
5 APY-Annual Percentage Yield. CD is Certificate of Deposit. Rate may change after the account is opened. The minimum balance to open and obtain the APY for a 13-month CD is $1,000. A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings. Offer and rates may change without prior notice. Speak to a representative to learn more. Applies to new deposits only (funds previously not within another Ponce Bank account.)