Say hello to Simply Free Checking

Say goodbye to monthly service charges. Open a Ponce Bank Account today and be a part of how a community works.¹

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No minimum balance fee or monthly service charge
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Over 39,000 surcharge-free ATMs nationwide
Free Online and Mobile Banking
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We invest in local folks. We invest in your neighborhoods.

Grow your business with Prosper
Small Business Loans.

Prosper doesn’t require financial statements for you to apply. Get an offer fast, and get funded in 24hrs once approved.²

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Hey change makers!
Bank with purpose with our Nonprofit Business Checking Account.³

At Ponce Bank we’re on a mission to prove that Community Banking is a powerful engine for social equity.

Manage payroll, put donations to work, and pay everyday bills with our tailored Checking Account – the perfect partner for all your charitable endeavors.

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We invest in local folks. We invest in your neighborhoods.

Grow your business with Prosper
Small Business Loans.

Prosper doesn’t require financial statements for you to apply. Get a decision fast, and get funded in 24hrs once approved.²

Learn More

Hey change makers!
Bank with purpose with our Nonprofit Business Checking Account.³

At Ponce Bank we’re on a mission to prove that Community Banking is a powerful engine for social equity.

Manage payroll, put donations to work, and pay everyday bills with our tailored Checking Account – the perfect partner for all your charitable endeavors.

Learn More

You Know Your Money Matters.

And Ponce makes it matter more

When you bank with a local CDFI bank, your money gets invested in local business, local housing and local services.

Juan Vargas, a community resident for 44 years, enjoys the festivities, complete with his unusually decorated bike, at the 20th annual Morrison Avenue Festival on Saturday, June 12, 2021.
Photo by Miriam Quiñones

Bank with a top Latin-led bank on the East Coast

Immigrant Run and Immigrants Welcome!

Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!

Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!

Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!

Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!

Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!

Founded by migrants from Puerto Rico back in 1960, today we are a certified Minority Depository Institution!

Why Ponce Bank

Bank like you love New York! When you bank with Ponce, your deposits help us invest in your neighbourhoods.

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Support a minority-led, immigrant-friendly bank

We’re committed to bringing banking service to people that most large banks ignore
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Bank with Purpose

Around $0.80 of every dollar you deposit with Ponce Bank creates community financing4
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Invest in your community not climate crisis

At Ponce, your money won’t fund fossil fuel development

Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.
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