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Prosper Small Business Loan

How could you use $25,000 to grow your business?

Does your business have an average income of at least $400 per day? It may be eligible for a loan up to $25,000.
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We base our calculations on your recent cashflow

ProsperSM is for small businesses who may not qualify for traditional unsecured business loans. There’s no need to submit financial statements because we base your offer on recent cash flows in your business checking account.

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    Get a decision fast
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    12 month term loan
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    Daily/Weekly payment option
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The loan facilitated by Ponce Bank has been a lifesaver. It has given us an opportunity to navigate through very tough times and utilize these funds for day-to-day issues and even a new machine we needed. Thank you!


Empanadas RD

Prosper Small Business Loan

We invest in local folks. We invest in your neighborhoods.

60+ years of service

We have served the New York City Metro Area for more than 60 years.

#1 Nationwide

National Community Investment Fund rated us #1 for lending in low to moderate income communities among Community Development Financial Institutions (CDFI).1

75% of loans

We invest more than 75% of our loans in low to moderate income neighborhoods.

When you bank with a local Community Development Financial Institution (CDFI) like Ponce Bank, your money gets invested in local business, local housing and local services.

So when you repay your loan, your money gets reinvested to help your community prosper.

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Merchant Card Services

Easily get paid and speed up your business's cash flow with modern payment processing solutions.
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Business Checking

Open a business checking account to add credibility to your business and manage your everyday bills, payroll, and tax calculations.
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Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.
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