Routing Number:
226070131
Rates

Do you want to earn higher interest on your deposits?

Effective as of February 15, 2024

Promotional Rates5

Term

Interest Rate

APY2

Thirteen (13) Month CD
5.12%
5.25%

Certificate of Deposit (CD)1

Term

Interest Rate

APY2

One (1) and Two (2) months
2.96%
3.00%
Three (3) months
3.44%
3.50%
Six (6) months
3.73%
3.80%
Twelve (12) months
4.16%
4.25%
Eighteen (18) months
4.18%
4.27%
Twenty-four (24) months
4.21%
4.30%
Thirty-six (36) months
2.81%
2.85%
Forty eight (48) months
2.47%
2.50%
Sixty (60) months
3.20%
3.25%

Individual Retirement Accounts (IRA)3

Term

Interest Rate

APY2

One (1) and Two (2) months
2.96%
3.00%
Three (3) months
3.44%
3.50%
Six (6) months
3.73%
3.80%
Twelve (12) months
4.16%
4.25%
Eighteen (18) months
4.18%
4.27%
Twenty-four (24) months
4.31%
4.40%
Thirty-six (36) months
2.91%
2.95%
Forty eight (48) months
2.57%
2.60%
Sixty (60) months
3.30%
3.35%

Other Accounts

Product

Interest Rate

APY2

Ponce Savings4
0.10%
0.10%
Money Market ($1 to less than $1,500)4
0.10%
0.10%
Money Market ($1,500 to less than $50,000)4
0.15%
0.15%
Money Market ($50,000 and greater)4
0.20%
0.20%
50+ Interest Checking4
0.05%
0.05%
Direct Interest Checking4
0.05%
0.05%
Premium Interest Checking ($1 to less than $1,500)4
0.05%
0.05%
Premium Interest Checking ($1,500 to less than $50,000)4
0.08%
0.08%
Premium Interest Checking ($50,000 and greater)4
0.10%
0.10%
Business Interest Checking4
0.05%
0.05%
Non-Profit Business Checking4
2.47%
2.50%