Do you want to earn higher interest on your deposits?

Products, services, terms and conditions subject to change without notice. Fees may reduce earnings. Please contact us at (718) 931-9000 for current Interest rates and other products.

¹ APY – Annual Percentage Yield.

² The minimum balance to open and obtain the APY for Certificates of Deposits (CDs) 1-6months is $500. The minimum balance to open and obtain the APY for CDs 12-60months is $1,000. A penalty may be imposed for withdrawals before maturity on CDs. Fees may reduce earnings. Offer and rates may change without prior notice.

³ IRA Accounts are available as Certificates of Deposits (CDs) with terms from 1 to 60 months. The minimum balance to open and obtain the APY for CDs 1-6 months is $500. The minimum balance to open and obtain the APY for CDs 12-60 months is $1,000. A penalty may be imposed for withdrawals before maturity on CDs. Fees may reduce earnings. Additional contributions are not permitted during the term of the CDs. Annual contributions subject to limitations.

⁴ Rate may change after the account is opened. For additional important information, please see Personal Checking, Personal Savings, Business Checking and Business Savings.

⁵ The minimum balance to open and obtain this promotional APY is $1,000 for 7 month CD. Applies to new deposits only (funds previously not within another Ponce Bank account.) A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings. Offer and rates may change without prior notice. For more information, speak to a Ponce Banker.