Routing Number:
226070131
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Ponce Bank Merchant Services

Accept payments easily with Clover® Stations1

Start accepting credit cards and mobile payments like Apple Pay® and Google Pay® today
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Make it easy for your customers to pay

Clover® is a powerful Point-of-Sale (POS) device that lets you accept payments in-store, online, or on-the-go
  • ✓
    Credit Cards, Debit Cards, and Gift Cards
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    Cash and Checks
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    Mobile Payments such as Apple Pay® and Google Pay®
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The built-in tools help you expand your business

The Clover® system can do much more than just process payments. It opens the door to so many opportunities.

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Create a rewards program

Oversee your team

Build a customer list

Take your business online

Create a rewards program

Build a customer list

Oversee your team

Take your business online

Frequently Asked Questions

What type of payment methods can I accept?

Credit Cards (both chip and swipe) from all major brands, Apple Pay®, Google Pay®, Samsung Pay®, Checks, Cash, and more.

How fast can I get paid?

The speed of deposits varies based on the bank where your business checking account is held. Deposits typically take 1-3 days, but many businesses may see their funds deposited the next business day.

How do I sign up?

To get started with Clover, the first step is to purchase a Clover device. Talk to a Ponce Banker to find the right option for your business. When ordering your hardware, you will also be required to apply online for a merchant processing account. The online application has a quick approval process, and our devices arrive payments-ready, so that you can start accepting credit cards as soon as your system arrives.

How could you use $25,000 to grow your business?2

Does your business have an average income of at least ...
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Business Checking

Open a business checking account to manage your everyday bills.
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You know your money matters. Ponce makes it matter more.

You know your money matters. And Ponce makes it matter more.

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Invest in your community not climate crisis

Don’t let your money fund Fossil Fuel Developments
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Support a minority-led, minority-founded bank

We’re committed to bringing banking service to people that most large banks ignore
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Bank with purpose

Around $0.80 of every dollar you deposit with Ponce bank creates community financing.

Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.
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