Manage your credit score and improve your financial wellness1
View your credit score and report for free!
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Empowering you to take control of your credit health.
Track, protect, and understand your credit score!
Track your credit score over time
Get notified when your score changes
Learn to use credit to your advantage
Frequently Asked Questions
Credit VistaSM is a digital tool for monitoring and accessing your credit score and report. Ponce Bank is offering it for free to all its customers.
No. Credit VistaSM conducts what is called a "soft pull" on your credit score information. It pulls score data from three major bureaus: Equifax, Experian, and TransUnion. Your credit will not be affected by checking your score.
Knowing your credit score is essential when you want to apply for a loan or a credit card, but it’s also important to track changes to your score since it can alert you to suspicious activity. Use Credit VistaSM to manage and protect your credit.
You know your money matters. Ponce makes it matter more.
You know your money matters. And Ponce makes it matter more.
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Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See consumer schedule of fees for details.
No minimum balance to open the account. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See business schedule of fees for details.




