Routing Number:
226070131
Ponce Bank Routing Number: 226-070-131
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Credit VistaSM

Manage your credit score and improve your financial wellness1

View your credit score and report for free!

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Empowering you to take control of your credit health.

Ponce Bank's Credit VistaSM is a free tool that lets you review your credit score and report with simulation tools, debt analysis, and educational content to help improve your credit score.
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Raising your score by just a few points can make a big difference.

Your credit score can have a lot of impact when it comes to buying a car or house, refinancing a loan, and so much more.

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Buying a home

Getting a car

Refinancing a loan

Create a rewards program

Build a customer list

Oversee your team

Take your business online

Frequently Asked Questions

What is Credit VistaSM?

Credit VistaSM is a digital tool for monitoring and accessing your credit score and report. Ponce Bank is offering it for free to all its customers.

If I check my credit score on Credit VistaSM, will it lower my score?

No. Credit VistaSM conducts what is called a "soft pull" on your credit score information. It pulls score data from three major bureaus: Equifax, Experian, and TransUnion. Your credit will not be affected by checking your score.

Why should I care?

Knowing your credit score is essential when you want to apply for a loan or a credit card, but it’s also important to track changes to your score since it can alert you to suspicious activity. Use Credit VistaSM to manage and protect your credit.

You know your money matters. Ponce makes it matter more.

You know your money matters. And Ponce makes it matter more.

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Invest in your community not climate crisis

Don’t let your money fund Fossil Fuel Developments
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Support a minority-led, minority-founded bank

We’re committed to bringing banking service to people that most large banks ignore
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Bank with purpose

Around $0.80 of every dollar you deposit with Ponce bank creates community financing*

Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.
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